.png)
Insight.
Strategy.
Growth.
YOUR STRATEGIC PARTNER IN FINANCE

I'm Emma, and I founded Locke Financial Partners because I believe that every growing business deserves high-level financial strategy advice without the overhead of a full-time finance executive.
​​
I provide SMEs with the financial leadership usually reserved for large corporations, but on a flexible, consultancy basis.
As a licensed accountant with a background in business and management, I specialise in helping owner-managed businesses move beyond retrospective accounting. I don’t just report on what happened last month; I can help you navigate the next twelve.
Many small business owners find themselves "stuck in the numbers," worrying about cash flow when they should be focusing on their vision.
I step in as your Strategic Finance Partner, providing the oversight and insight needed to scale. By working alongside your existing bookkeeper or finance admin, I translate your data into a clear roadmap, which gives you the peace of mind to run your business while I look after the bottom line.

SERVICES
OUTSOURCED FINANCIAL MANAGEMENT
Strategic financial leadership without the full-time cost. I act as your Strategic Finance Partner; providing insight, reporting, and advice to help you manage cash flow, profitability, and growth.
​​
Typical support includes:
-
Monthly or quarterly management accounts and board packs
-
Cash flow forecasting and budgeting
-
KPI and performance tracking
-
Financial process review and improvement
-
Scenario planning and business modelling
STRATEGY AND OPERATION
I work closely with business owners to shape strategy, plan for growth, and improve operational efficiency.
Typical support includes:
-
Business planning and financial strategy
-
Profitability and pricing reviews
-
Cost management and efficiency improvement
-
Business performance analysis
-
Funding and investment preparation
If your business is ready for the next level of financial oversight and strategic support, I would be delighted to discuss how I can help.
​